A terrible guide to the terrible terminology of U.S. Health Insurance

hahaha this system sucks. a huge thanks to my Patreon for giving me a chance to do this way-too-big video: filmed by Karen Han: music by Louie Zong, check out the album “Business“: MERCH: STREAMS: STREAM ARCHIVE: INSTA: WEBSITE: Looking to get involved in healthcare reform? Check for any state/local groups or groups in your profession (especially if you are a nurse/doctor/medical student!) to join or support! Here’s a relatively comprehensive Wiki page on U.S. Healthcare Reform Advocacy Groups to give you starting point: ARTICLES REFERENCED IN THE VIDEO: - “Brian David Gilbert Begins Comprehensive Deep Dive Into How to Get Health Insurance Now“: - “FORMULARY (LIST OF COVERED DRUGS) FOR BLUE SHIELD OF CALIFORNIA MEDICARE PLANS“: ? - “Analysis: Half of Emergency Ambulance Rides Lead to Out-of-Network Bills for Privately Insured Patients“: - “Can Hospitals Use an Out-of-Network Anesthesiologist or Physician?“: - “What Medicare Covers“: - “Nebraska Medicare Eligibility“: - “Millions of kids qualify for Medicaid. Biden funds outreach to boost enrollment“: - “Open Secrets: Client Profile: Blue Cross/Blue Shield“: Cross/Blue Shield SECTIONS: 00:00 - Intro 01:52 - Health Insurance 02:53 - Dental & Vision Insurance 03:42 - Premium 04:19 - Deductible 07:08 - Copays & Coinsurance, Out-of-Pocket Maximum 09:58 - Drug Tiers, Drug Formulary 11:53 - Open Enrollment, Qualifying Life Event, COBRA, Special Enrollment Period 14:40 - In-Network, Out-of-Network, Multi-Tier Network 17:03 - HMO, PPO, EPO, POS Plans 19:08 - HSA, FSA, MSA, HRA 22:14 - Medicare & Medicaid 25:19 - Obfuscation 27:02 - So... what now? 29:19 - Credits